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Terms of Use

Last Updated: October 6, 2026

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website or our services.

Use of Website

You may use this website for lawful purposes only. You agree not to use the website:

  • In any way that violates applicable laws or regulations
  • To transmit any harmful or malicious code
  • To impersonate any person or entity
  • To interfere with or disrupt the website or servers
  • To collect or harvest information about other users

Intellectual Property Rights

The content on this website, including text, graphics, logos, images, and software, is the property of our company or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without our explicit written permission.

Services and Consultation

The information provided on this website is for general informational purposes and does not constitute financial advice. Our consultation services are provided based on the information you supply to us. You are responsible for ensuring all information provided is accurate and complete.

Service Fees

All service fees are displayed in Australian Dollars (AUD) and are inclusive of applicable taxes. Payment terms will be discussed during the consultation scheduling process.

Appointment Cancellation

If you need to cancel or reschedule a consultation appointment, please provide at least 24 hours notice. Cancellations made with less notice may be subject to a cancellation fee.

No Financial Advice Guarantee

While we strive to provide accurate and helpful guidance, we make no guarantees regarding specific outcomes or results from our services. Financial decisions involve risk, and outcomes depend on numerous factors beyond our control.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our website or services
  • Any unauthorized access to or use of our servers
  • Any interruption or cessation of transmission to or from our website
  • Any bugs, viruses, or similar items transmitted through our website
  • Any errors or omissions in any content

Indemnification

You agree to indemnify and hold harmless our company, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the website or violation of these Terms of Use.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, secure, or error-free.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Australia.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes constitutes acceptance of the modified terms.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and us regarding the use of this website.

Contact Information

If you have questions about these Terms of Use, please contact us at [email protected]

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Professional financial and lending services for Australian clients.

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